I wanted to think aloud with you all regarding my core portfolio changes coming up at year's end.

Each year I add one new stock to my "core portfolio" to keep the ratio of stocks in my core portfolio the same as my age -- 35.

The purpose of these 35 core holdings is to group my favorite current stocks together, making them easy to add to with dollar-cost averaging.

I also allow myself the opportunity to turn over 10% of that core portfolio, meaning I'll switch four stocks out for new ones next year.

However, while these stocks will be removed as core holdings, they will not be sold -- just not actively added to like the rest of the portfolio.

For example, I dropped $SE, $TWLO, and $DOCU last year and added $V/$MA (split), $PGNY, $POOL, and $TREX.

Here was the portfolio before that change:

This year, I have decided that $TDOC and $RBLX are out the door already, with $PINS, $U, $UPST, $ROKU, and $FDX potentially on the chopping block.

Conversely, I am almost sure to add $DOCS and $ODFL to replace Teladoc and Roblox.

That leaves two more stocks to drop and three more to add.

Here's a list of my other candidates to add with a few words on why they're interesting:

Of course, this is an incomplete watchlist, but I wanted to put it in writing all the same.

I would love to hear what you would choose from these or if you have a stock that may be a better idea.

Thanks as always for reading. 🙏