Caleb's videos are a true reflection of the economic story of the majority of Americans. While he's a bit hyperbolic in his outrage (lol), most people don't seem to really care about the state of their finances.
I highly suggest his channel if you want to grasp a pulse on the story of the average American's financial situation. Culture plays a huge role in the reason why people aren't looking at & improving their finances, and Caleb is moving the needle!
Also, this is not an ad, just one of the YouTube channels I enjoy!