I bought the SP500 index fund for a year, and here is the result. Yes, an entire year.

🤝 Trades:

Average price: $385.79

# of share: 11.86764

Cost basis: 4,578.42

This is how trades look:

Performance:

SP500 DCA: -7.98%

SP500: -13.55%

Performance (during market upturn):

SP500 DCA: 2.09%

SP500: 5.53%

During a market upturn, DCA is a bad idea. Which was already known.

Performance (during the market downturn):

SP500 DCA: -9.76%

SP500: 13.55%

During a market downturn, DCA performs better. Which was already known.

📚 Learnings from the experiment:

Nothing that wasn't already known, but it encouraged saving ($5-$10) that would have been spent, is being saved and being invested.

Will continue to invest as much as I can and as regularly as I can.