What are the ripple effects of this? Less travel, less consumer discretionary spending, where else will we see an impact?
![Image upload](https://cdn.commonstock.com/abca6e87785377a68c590cc4061da624ee81f10622df6c2cf6ff27d247633713-561x475.png)

Isn't this good though, because credit card spending was too high among consumers and the debt servicing was having its own drag on spending? This YoY change in total card spending might be healthy just to get back to lower levels of household debt.

Doug Helton

Down goes consumer credit consumption

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