Millions of Americans will have to prepare to repay the entire balance of their student debt now that the Supreme Court has overturned President Biden’s loan-forgiveness plan.

After a three-year pause in payments and months of uncertainty and legal challenges, the program won’t be allowed to move forward. The Biden administration’s forgiveness plan would have wiped out up to $20,000 in federal student-loan debt for qualified borrowers.

All borrowers with outstanding federal student-loan balances will see interest on those loans resume as of Sept. 1, according to the Education Department. Payments will be due starting in October.