First bit of comparative analysis (I have seen) on fintech vs. traditional lender experience through a crisis.

This IMF charts shows continued strong growth even through 2020, outpacing traditional institutions. But also a pronounced increase in non-performing assets, something traditional lenders did not see.

Data from 20 economies. Source: https://www.imf.org/en/Publications/GFSR/Issues/2021/10/12/global-financial-stability-report-october-2021