Conor's avatar
$2.5m follower assets
Added $AXON to my Taxable Account
I bought 11 shares of $AXON at average price $98.13 per share. I also bought 1 share of $VOO for $369.

The only reason I know about Axon is
from the Motley Fool. David Gardner, Brian Feroldi, and Brain Stoffel have been
huge advocates on all of their podcasts/YouTube videos for Axon. Check out "The
Brians" work on Axon for more information. My only concern is a lack of TAM.
Axon is already working on this issue with expanding outside of their core
business and trying to expand internationally.

I love buying $VOO or S&P500 equivalent when I buy an individual stock. First, it helps me track the performance of that stock compared to the market at the time of
purchase.

Second, there is a reason why everyone is trying to beat the
S&P500. It's literally buying the best of the best stocks on a market cap
weighted basis. By adding more to it, I will be owning the best the market has
to offer at any given time.

I only buy stocks in my taxable account every two weeks. I
do this to try and stay away from “timing the market” which is impossible to
do. If you could time the market you would be a billionaire. I will write
another post on the 27 with my next purchase in my taxable account.

*Retirement Accounts *

I added to $VNQ and $QQQM in my Roth IRA. My 401k is
automated so I didn’t have to do anything but S&P500 and Total
International Index Fund was added to as well. I allocate 20% of my paycheck
every two weeks to 70% S&P and 30% international.
Portfolio Review
I am tagging along and sharing my portfolio for public discussion, like @strib, @growthinvesting, @investor_from_nepal, @from100kto1m and @sammeciar have done.

These holdings are split between two Merrill Edge accounts - a Taxable Brokerage for shorter term goals/possible early retirement and a Roth IRA built for dividend income in retirement.

I am 29 years old and a chemical engineer. These accounts have been built more or less over the last 6 years (minus the $CMA position). I contribute as I can, and utilize my Scorecard to indicate where to deploy new capital. As I mentioned yesterday, the ETFs are from Wealthfront accounts I rolled over into my self-directed accounts. I am not big on selling and the only positions on this list I have "trimmed" are $CMA, $VEA and $VWO.

Breakdown of where these holdings are residing:

Both Accounts:

Taxable:

Roth:

What are your thoughts?

Any questions/suggestions/advice?
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Portfolio Bracketology - $AAPL is the Champ!
Portfolio Bracketology has concluded and you have chosen $AAPL as your champ! $AAPL beat $VTI 21 - 16 in the final poll results (combined between Twitter and Commonstock poll).

Below is the final bracket:

The bracket was made up of all 55 of my active holdings - as verified here on @commonstock. Seeding was based on total return since initial acquisition date through 2/28/22. Final rankings are based on poll results - ranked in each round by initial seeding.

Here are final rankings of all 55 holdings based off the results of the bracket (Initial in Parentheses):

  1. $AAPL (3)
  2. $VTI (8)
  3. $O (21)
  4. $HD (42)
  5. $VDE (4)
  6. $BAM (11)
  7. $LOW (32)
  8. $TGT (47)
  9. $XLE (5)
  10. $ABBV (9)
  11. $SCHD (16)
  12. $KO (19)
  13. $VWO (20)
  14. $PFE (26)
  15. $SCHB (27)
  16. $PEP (31)
  17. $CMA (1)
  18. $CARR (2)
  19. $DD (6)
  20. $FUN (7)
  21. $RTX (10)
  22. $SCHF (15)
  23. $VEA (17)
  24. $MCD (24)
  25. $VNQ (28)
  26. $LEG (29)
  27. $SBUX (30)
  28. $HAS (40)
  29. $UL (43)
  30. $DIS (51)
  31. $COIN (52)
  32. $CTRE (53)
  33. $RVT (12)
  34. $VIG (13)
  35. $IEMG (14)
  36. $IEUR (18)
  37. $HASI (22)
  38. $PG (23)
  39. $CNA (25)
  40. $BUD (33)
  41. $CL (34)
  42. $HE (35)
  43. $TIPX (36)
  44. $VTEB (37)
  45. $PPL (38)
  46. $HSY (39)
  47. $CSX (41)
  48. $NSC (44)
  49. $LQD (45)
  50. $KMB (46)
  51. $BLV (48)
  52. $EMB (49)
  53. $T (50)
  54. $CRON (54)
  55. $CHWY (55)

Are there any surprises? Anything that stands out to you?

What are your overall thoughts on Portfolio Bracketology?

I had tons of fun putting this together and getting insight into people's perspective and thoughts on these companies holdings!
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That seems rad to me! I’ve never thought of putting your holdings head to head in a bracketed to-the-death tournament before! How do you determine the lineup to begin with?
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Q2 Portfolio Alignment
I do my best to stick to a routine cadence when it comes to investing. I have written about some of my methodology here, if you are interested.

Just like doing routine maintenance on your car, I do routine maintenance on my portfolio. The first weekend of each quarter I review my holdings and make updates to conviction ratings, reinvestment strategy and make any sales to trim positions. This routine alignment ensures I am on my intended path, but is also scheduled, so I don't go off the rails and make drastic changes on a whim.

Some of my rules for my portfolio alignment:

  • Sales - My rule is to trim overweight positions that I have held for 3+ years or sell positions that are <1% of my portfolio after 3+ years of holding.
  • Dividend Reinvestment - Reinvest dividends of S&P beaters in Taxable. Reinvest dividends of underweight holdings in Roth IRA.
  • Conviction Rating - Review each holding and record gut conviction (blind to previous rating)- either Low, Medium or High.

Taxable Brokerage

Sales:
None. $CMA and $VTI were candidates for me to sell, but I do not feel the need to trim these positions right now.

Dividend Reinvestment (Changes Only):

Conviction Rating (Changes Only):
  • $ABBV - Medium to High
  • $BUD - Medium to Low
  • $T - Low to Medium
  • $COIN - Medium to High
  • $DD - High to Medium
  • $MCD - High to Medium
  • $PEP - High to Medium
  • $PFE - High to Medium
  • $PG - High to Medium
  • $RTX - Medium to High
  • $RVT - Low to Medium
  • $SCHD - High to Medium
  • $UL - Medium to Low
  • $VIG - High to Medium

Roth IRA

Sales:
None. Could have trimmed $VWO and $VEA but didn't feel the need.

Dividend Reinvestment (Changes Only):

Conviction Rating (Changes Only):
  • $DD - High to Medium
  • $HSY - Medium to High
  • $KMB - High to Medium
  • $VIG - High to Medium
  • $VNQ - High to Medium

Reviewing my Conviction changes in both accounts, I am definitely leaning more conservative in most areas.

What are your thoughts? Do you do any portfolio maintenance activities? Would love to hear!

Have a great Sunday!
March 2022 Portfolio Review
March was a very interesting month to end Q1. I didn't have too much activity, but did make some purchases with cash made available from dividends in my Taxable and Stop Loss sales generated capital in my Roth IRA.

Taxable Brokerage
Portfolio Performance (S&P)
  • Monthly Change: +0.80% (+3.58%)
  • YTD/Quarter: -2.46% (-4.82%)
  • Lifetime: +79.34% (+58.96%)

Dividends (YoY change)
  • Monthly: $54.31 (+166%)
  • YTD/Quarter: $105.99 (+38%) 😊
  • Lifetime: $639.89

Sales/Purchases
  • $MCD - 1 share purchased 3/7

Top 5 Holdings (43.5% of Portfolio)
  1. $CMA - 13.5%
  2. $VTI - 12.6%
  3. $VEA - 7.7%
  4. $VWO - 5.2%
  5. $TGT - 4.6%

Roth IRA
Portfolio Performance (S&P)
  • Monthly Change: -0.42% (+3.58%)
  • YTD/Quarter: -10.98% (-4.82%) 😳
  • Lifetime: +4.37% (+8.83%)

Dividends (YoY change)
  • Monthly: $23.10 (N/A)
  • YTD/Quarter: $36.14 (N/A)
  • Lifetime: $172.16

Sales/Purchases
  • $VEA - 1 share sold as part of Stop Loss 3/7
  • $VWO - 2 shares sold as part of Stop Loss 3/7
  • $KMB - 1 share purchased 3/14

Top 5 Holdings (50.4% of Portfolio)
  1. $VTI - 12.8%
  2. $VNQ - 12.4%
  3. $SBUX - 9.3%
  4. $VIG - 9.1%
  5. $HD - 6.8%
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💸 Dividend Forecast - Week of 3/28 💸
Below are my incoming dividends for the week of 3/28. Huge week of dividend income!

Taxable Brokerage:
$VTI - $0.26 per share, $2.61 total, cash
$SCHD - $0.24 per share, $0.49 total, reinvesting
$VDE - $0.51 per share, $2.06 total, reinvesting
$BAM - $0.13 per share, $0.13 total, reinvesting
$PEP - $1.08 per share, $3.26 total, cash
$CMA - $0.68 per share, $18.55 total, cash
$KO - $0.44 per share, $1.81 total, cash
$PPL - $0.20 per share, $3.65 total, cash

Roth IRA:
$VTI - $0.26 per share, $1.30 total, cash
$VNQ - $0.22, $2.15 total, cash

Do you have any dividends coming in this week?
February 2022 - Roth IRA Portfolio Review
Much like my Taxable account, contributions and purchases slowed in February.

One thing I have noticed as I continue to build this portfolio is that it is slightly more volatile than the S&P 500. This is surprising since it is comprised mostly of indexes and blue-chip dividend payers. I will be interested to see if this continues.

Some Portfolio Highlights:

Performance (Month): -3.81% (S&P -3.13%)
Performance (All-Time): +4.20% (S&P +5.26%)
Contributions: $0
Dividends: $9.82
Purchases: 0.0145 $EMB (Dividend Reinvestment), 0.0352 $CARR (Dividend Reinvestment)
Sales: N/A

Top 5 Holdings:

  1. $VTI - 12.6% (+0.2% vs January 2022)
  2. $VNQ - 11.7% (+0.2% vs January 2022)
  3. $SBUX - 9.5% (-0.2% vs January 2022)
  4. $VIG - 9.0% (+0.1% vs January 2022)
  5. $VWO - 7.6% (overtook $HD as #5 from January 2022)

Combined Portfolio Holdings (Roth and Taxable):
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Been itching to finally build a position in $SBUX. A great long term play for me as I look to get some stronger low(er) beta plays into my equity portfolio
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My investing strategy
My long term investing strategy consists of mostly ETFs. I like to use M1 Finance because I can group multiple ETFs and stocks together into pies essentially creating my own ETF. ETFs are great because they can provide safety and consistency.
Here’s the break down of my pies on M1 Finance:
30% Income ETF: this pie includes ETFs that pay a high dividend yield and 2 that are tax advantaged. This includes $EVT $QYLD $RYLD $XYLD $HDV $DVY $HTD $JEPI $NUSI $UTG
25% Growth ETF: this includes ETFs with growth potential and different objectives and holdings. This includes $ENFR $DGRO $SCHD $VGT $EELV $VNQ
25% MLP: this includes master limited partnerships. These are a different type of investment that can offer high returns and tax advantages. This includes $AB $CEQP $EVA $MPLX $MMP $USAC
20% Dividend growth ETF: this is my own ETF I made of stocks with growth and consistent dividends. This includes $AAPL $ABBV $ABR $APTS $AVGO $BLK $BAC $BCE $BMO $BP $BXMT $CAT $CSCO $CVX $ENB $EQR $ESS $HRZN $HTA $IIPR $JPM $KB $KIM $KO $LYB $MMM $MO $MPW $MSB $MSFT $NEWT $NKE $O $OHI $OKE $PRU $RY $SBLK $SKT $STAG $STWD $TD $TGT $VZ $WPC $XOM
I use my Fidelity account to pick individual growth stocks and my TD Ameritrade account to swing trade.
Strategy: growth and income, mix of high and moderate risk
Dividend yield: 5.95%
Last year return: 12.29%
M1 Finance total holdings: 68 (16 ETFs)
Thanks for sharing about your ETF strategy—

I think I remember hearing a bit about your Master Limited Partnership investing a while ago. I forget, what we’re the tax benefits associated with those?
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January 2022 - Roth IRA Review
As I said in my Taxable Review yesterday, January was a pretty active month in my accounts

Along with the volatility of January, I completed my quarterly rebalance and made my birthday buys

I am interested to see how this account performs moving forward - my performance has dipped below “The Market” (S&P 500) over the lifetime of the account

I am not changing my strategy and will continue to buy dividend paying companies to increase my tax free retirement income

Highlights (S&P 500 in parentheses):

Performance (Month): -7.35% (-5.26%)
Performance (All-Time): +8.01% (+8.39%)
Contributions: $130
Dividends: $3.22

Top 5 Holdings:

  1. $VTI (12.4%)
  2. $VNQ (11.5%)
  3. $SBUX (9.7%)
  4. $VIG (8.9%)
  5. $HD (8.0%)
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Commonstock is a social network that amplifies the knowledge of the best investors, verified by actual track records for signal over noise. Community members can link their existing brokerage accounts and share their real time portfolio, performance and trades (by percent only, dollar amounts never shared). Commonstock is not a brokerage, but a social layer on top of existing brokerages helping to create more engaged and informed investors.