SCHD

Schwab US Dividend Equity ETF

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-$8.75 -11.61%
Dividend Preview - Week of 9/26
Good morning! Below are my incoming dividends this week and how they will be utilized:
Taxable Brokerage
$SCHB - $0.19 per share, $0.37 total, cash
$SCHD - $0.64 per share, $1.30 total, reinvesting
$VTI - $0.80 per share, $7.98 total, cash
$BAM - $0.14 per share, $0.14 total, reinvesting
$PEP - $1.15 per share, $3.48 total, reinvesting
$VDE - $0.92 per share, $3.80 total, reinvesting
Roth IRA
$VTI - $0.80 per share, $3.98 total, cash
$VNQ - $0.92 per share, $9.16 total, cash
Do you have any dividends coming in this week?
Performance 9/17/22 and week
Down -1.77% for the day
Down -7.77% for the week

I’ve basically been making the same round trip between $40k to $50k for most of the year, and using that opportunity to lower my cost into each holding.

No sells this week, just bought more $ADBE

In my crypto portfolio I’ve kept my weekly DCA purchases of $BTC.X and $ETH.X .

Also out of boredom, I’ve been looking into creating a new portfolio focused on income via covered call etfs like $JEPI , where you could build up a six figure position and generate like $1k a month, and reinvest that in tech stocks and crypto, or take advantage of dividend snowball effect and eventually transition it to an dividend etf like $SCHD , because I’m not that interested in picking non tech stocks, and $SCHD has seemed to outperformed most dividend portfolio and even the general market.

However, I’m not going distract my self by chasing other strategies just cause the market is down, instead I’m going keep buying a concentrated portfolio of tech stocks, while they are under/fairly. valued, and when they become overalled , I’ll maybe start building that new portfolio of like (70% $JEPI 30% $SCHD ).

Having a growth tech portfolio that is actively managed, and then having a passive high income & divided growth etfs portfolio, seems like a better balance than just buying the market index funds like $VOO and $QQQ.
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Dividends from 100 shares of these ETFs
Here’s what you would receive from dividends if you owned 100 shares of each of these ETFs:

$DGRO $23 quarterly, $92 yearly, investment $4,846

$DVY $87 quarterly, $348 yearly, investment $11,885

$FDVV $38 quarterly, $152 yearly, investment $3,683

$HDV $57 quarterly, $228 yearly, investment $10,041

$IDV $65 quarterly, $260 yearly, investment $2,548

$RQI $8 monthly, $96 yearly, investment $1,430

$WDIV $127 quarterly, $508 yearly, investment $5,890

$SCHD $70 quarterly, $280 yearly, investment $7,178

Total yearly dividends: $1,964

Total investment: $47,501

Portfolio yield: ~4%

Which ones are your favorite?
Dividend Portfolio Update
As you may know, I write many updates, economic analysis, and opinion pieces on my website, you can read my most recent full portfolio update here. However, it's been a while since I've shared an update on Commonstock so let's do one!

To date, I have invested $11,050 into the account the total value of all positions plus any cash on hand is $10,540. That’s a total loss of -4.62% The account is down $310.76 for the week which is a -2.86% loss.

We started building this portfolio on 9/24/2021 and, even with this rough last week, when compared to the S&P 500 we are outperforming the market so far! Within that same timeframe, the S&P 500 is down -11.92% whereas our portfolio is down 4.62%! I love tracking my portfolio against a benchmark like the S&P. The above chart comes from Sharesight which makes portfolio and dividend management a breeze!

We added $250 in cash to the account over the last two weeks.

Below is a table of everything we are invested in so far. There you can see my number of shares, shares bought through dividend reinvestments, average cost, gains, and more. The tickers in green are positions that I bought shares in this week and the blue ones are positions that I reinvested dividends into. The positions that we added to increased our annual dividend income by $8 at a yield of 4.54%.

For the last two weeks we received $13.78 from five dividends: $2.29 from $SMHB, $2.47 from Starbucks ($SBUX), $1.01 from Aflac ($AFL), $5.88 from Intel ($INTC), and $2.14 from Cummins ($CMI).

In my portfolio, all positions have dividend reinvestment enabled. I don’t hold onto the dividend, I don’t try to time the reinvestment, I just let my broker do it automatically.

Dividends received for 2022: $237.97
Portfolio’s Lifetime Dividends: $255.90

You can see my trades on my profile and next week I will continue to add $10 into each ETF ($SPY, $XYLG, and $SCHD) and will look at deploying the rest of the money either into $MO or $BBY for the upcoming ex-dividend date.

That is it for the update this week. Let’s kill it next week. Stay patient and be ready to buy income producing assets at a discount!

coming in order to help arm yourself with a strategy for your future buys!
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Portfolio Update, August
Finally got a chance to sell out of $BBBY at a modest gain. Other than that added to $INTC, $DXJ, and a new position in $SLV

0.5) $BBBY, Using the meme craziness as exit liquidity seems to be a solid strategy.

1.) $INTC: After contemplating earnings for a while and seeing the relative weakness across the semiconductor space, I decided to add to Intel again. I am still confident that their plan to regain leadership in the semis space will mostly play out and I get to collect a more significant dividend while I wait.

2.) $DXJ, Already one of the best-performing holdings this year I continue to add to this fund in particular. One of the reasons why is the currency hedging strategy WisdomTree employs to protect against the large movements in FX. Also a big dividend payer despite being made of larger Japanese companies.

3.) $SLV, The newest addition to my portfolio is direct exposure to Silver. I have contemplated getting exposure in various forms but ultimately decided I like the value prop of this fund. I think there are plenty of reasons to like silver from its industrial uses to its use as a hedge against falling interest rates. I would ideally like to get exposure to Gold as well. The current candidate is a small mining company in Canada that I think looks solid.

Overall I continue to believe having a portfolio of high cash flow companies will prove to win going into the end of the year. This is pretty common across my entire portfolio from $CVS to $PYPL and the funds $SCHD and $DXJ. That said I do want to use the next few months to significantly increase my holdings in $BOC, $SLV, and a new position I am working on, all companies with questionable cash flows, ironic.

Other than that very pleased with portfolio performance in the 1 Year and YTD.

1M: -1.5%
YTD: -3.9%
1Y: -4.5%
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I absolutely love the CVS position. I’m a huge fan you have no idea. I do like PayPal a lot. I think I decided to go with Fiserv tho it’s safer for me long term. But I like those two positions the most
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US Portfolio August Results:
Performance YTD: -51.24% vs SPY: -17.85%
Portfolio By Weight:

$GOOG - 15.02%
$DDOG - 12.24%
$SE - 12.14%
$PLTR - 11.16%
$ZS - 7.43%
$SQ - 7.07%
$TTD - 5.85%
$ABNB - 5.80%
$QQQ - 5.58%
$DOCN - 5.30%
$TSLA - 4.33%
$SCHD - 3.04%
$MQ - 3.02%
$OPEN - 2.02%

Tough way to finish this month... Feeling good about completely selling out of my $NVDA and taking profits, it was my largest position at the end of July. Still holding the cash and plan on buying back in after the stock settles. Going to be a tough end of the year for it, I believe.
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Keep the head up my man. Block has been a sore one for me too in terms of YTD performance. Managed to pick some up for ~$60 though, which is cheaper than my purchases during the pandemic. Business is considerably stronger today as well.
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Commonstock is a social network that amplifies the knowledge of the best investors, verified by actual track records for signal over noise. Community members can link their existing brokerage accounts and share their real time portfolio, performance and trades (by percent only, dollar amounts never shared). Commonstock is not a brokerage, but a social layer on top of existing brokerages helping to create more engaged and informed investors.