Balancing Beliefs and Profits
How/do you incorporate personal beliefs in your investing philosophy?

With the rise of ESG, there has been a larger focus on more conscious investing. Are you strictly business economic focused or do have a personal "moral" compass that steers you towards/away from certain investments?

Some examples of my mental guardrails:
  • Tobacco Companies - $MO is a darling of the dividend community, but I do not want to invest in companies that profit off of a potential detriment to the human health.

  • Car Manufacturers - After working for $PPG as a Tier I supplier to the auto plants, I had the opportunity to work intimately with them daily. After seeing (and feeling) the ups and downs of the industry and the daily operations, I do not want to invest in these companies.

  • Oil/Gas Companies - My view on this has slightly changed. I used to be 100% anti-old energy. However, seeing the efforts of companies like $MPLX, $MPC, $CVX to make their processes as environmentally sustainable as possible has started to change my perception of these businesses.

So, Commonstock, what are your thoughts?
Do personal beliefs affect your investing decisions?
0%No
73%A Little
26%Very Much
0%Show me the money!
15 VotesPoll ended on: 05/14/22
Luka πŸ¦‰'s avatar
$88.4m follower assets
Earning Presentations πŸ“Š
Last 2 weeks of Earning Presentations for the stocks in my portfolio.
Maybe some of you can be interested in πŸ‘‡

Johnson & Johnson $JNJ

Lockheed Martin $LMT


Procter & Gamble $PG

AT&T $T

Sonoco Products $SON

Genuine Parts Co. $GPC

Kimberly-Clark $KMB (report only)

Verizon $VZ (infographic)

Coca-Cola $KO (report only)


PepsiCo. $PEP (report only)

Archer Daniels Midland $ADM

3M $MMM

Kraft-Heinz $KHC

Microsoft $MSFT (ppt presentation)

Essex Property Trust $ESS (report only)

AvalonBay $AVB

The Southern Company $SO

Qualcomm $QCOM

Altria $MO

Intel $INTC

McDonald’s $MCD (report only)

Now without Fincredible, I need to do the dirty work myself 🀣
GDP, Earnings Dump: Daily Contrarian, April 28
Good morning contrarians! Stock futures are rebounding a day after another reversal saw major U.S. indexes finish roughly flat.

It’s a massive day for earnings with a whole bunch of companies due to report in the pre-market alone. Notables include $CAT $MO $TWTR $MRK $NOC $DPZ $KDP

After the close we will hear from $AAPL and $AMZN

Also first-quarter GDP is out at 0830

Read more here, or listen to the podcast:
Luka πŸ¦‰'s avatar
$88.4m follower assets
Dividend Stock #6 🚭 $MO
Hello fellow investors
this is post #6 out of #50, where I introduce you to all the dividend stocks in my portfolio
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Today we speak about a sin stock - Altria $MO

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Why it is called a sin stock? Cause it operates in the industry of:
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πŸ”ΈTobacco
πŸ”Έ Alcohol
πŸ”Έ Cannabis
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In fact, Altria's most famous product is Marlboro Cigarettes, which I suppose we are all familiar with.
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⚠️ A small disclaimer:
I do not smoke, I consider smoking a very bad habit, and deep inside I hope for a society where smoking is not contemplated. But, a good investment is always a good investment, right? πŸ˜‚
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Altria is a very famous company in the dividend investor world; few stocks had a better performance than Altria, and many got rich thanks to it. $MO pays increasing dividends from 52 years, remarkable.
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OK, let's address the elephant in the room 🐘
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Is tobacco a dying industry? What's the logic to invest in an industry like that? People are stopping smoking everywhere
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That's all true. In the western world especially, there is a healthy way of thinking, and smoke is not cool like it was in 1960. So old smokers are dying, young people are not smoking much, and every year is becoming worse and worse (or technically, better and better if we see from the health point of view).
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Even with such a terrible outlook, Altria is increasing revenue year over year, with a stellar profit - how can be?
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Cause even if smoking rates are slowly going down, cost savings and price increases are able to keep the revenue up. Anyway, the problem is still there; where this company will be in the next 20 years?
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There is a limit to how much you can play with numbers. if your customers are fading away, soon your revenue will too.
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For such a reason in the last years, Altria is trying hard to diversity in new/complementary markets.

$MO invested heavily in Alcohol (ABInBev $BUD), Vaping (JUUL Labs), and Cannabis (Cronos $CRON) but with mixed results.
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$CRON is still a startup; while revenues are growing they are still losing money, and we are talking about a $1.3B company.. it's a minor investment.
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$BUD is a mature company, providing Altria some annual additional cash flow; nothing to say here.
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JUUL is the disaster 🀯
Cost to Altria $12.5B, the company is still facing FDA restrictions and bans, losing market share continuously. I believe that entering the vaping world was important, but the price paid was completely out of logic.
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But anyway, let's say that the vaping system is helping to offset the combustible smoking decline
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So, no nice outlook? For me, the biggest "hope" is represented by IQOS. If you are not familiar, IQOS is a heated tobacco cigarette, raising popularity almost everywhere apart from the US, where it's facing a patent infringement ban 🀦
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Anyway, heating tobacco is able to be marketed as "reduced-risk" cause they demonstrate that without combustion, there is a reduction of harmful and potentially harmful chemicals (FDA words)
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So going back to Altria stock, is this a good investment? I believe that Altria will be able to navigate the next years pushing on these smoking alternatives they created. I will be more than happy to see a deeper diversification.
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At the moment, $MO represents 0.92% of my dividend portfolio, and I have no plan to increase my position anytime soon.
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Do you like such posts?
Give it an upvote, and follow me for more.
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Luka πŸ¦‰'s avatar
$88.4m follower assets
Altria πŸ’Έ $0.90/share
With 52 years of continuous dividend increase, $MO is one of the most famous and reliable Dividend King πŸ‘‘
Yield 6.97%
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My investing strategy
My long term investing strategy consists of mostly ETFs. I like to use M1 Finance because I can group multiple ETFs and stocks together into pies essentially creating my own ETF. ETFs are great because they can provide safety and consistency.
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Here’s the break down of my pies on M1 Finance:
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30% Income ETF: this pie includes ETFs that pay a high dividend yield and 2 that are tax advantaged. This includes $EVT $QYLD $RYLD $XYLD $HDV $DVY $HTD $JEPI $NUSI $UTG
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25% Growth ETF: this includes ETFs with growth potential and different objectives and holdings. This includes $ENFR $DGRO $SCHD $VGT $EELV $VNQ
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25% MLP: this includes master limited partnerships. These are a different type of investment that can offer high returns and tax advantages. This includes $AB $CEQP $EVA $MPLX $MMP $USAC
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20% Dividend growth ETF: this is my own ETF I made of stocks with growth and consistent dividends. This includes $AAPL $ABBV $ABR $APTS $AVGO $BLK $BAC $BCE $BMO $BP $BXMT $CAT $CSCO $CVX $ENB $EQR $ESS $HRZN $HTA $IIPR $JPM $KB $KIM $KO $LYB $MMM $MO $MPW $MSB $MSFT $NEWT $NKE $O $OHI $OKE $PRU $RY $SBLK $SKT $STAG $STWD $TD $TGT $VZ $WPC $XOM
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I use my Fidelity account to pick individual growth stocks and my TD Ameritrade account to swing trade.
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Strategy: growth and income, mix of high and moderate risk
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Dividend yield: 5.95%
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Last year return: 12.29%
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M1 Finance total holdings: 68 (16 ETFs)
Thanks for sharing about your ETF strategyβ€”

I think I remember hearing a bit about your Master Limited Partnership investing a while ago. I forget, what we’re the tax benefits associated with those?
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Whole Earth Brands ($FREE)
Got kind of bored and ran a 2 year Stage 1 DCF on $FREE. Went conservative against an Avg. Sell Side target of $21.92. This stock is extremely interesting to me and I think the Risk : Reward is extremely attractive in today's market.

Thesis:
  1. Before management change, cash flow was used to service debt. From now on, they will be aggressively reinvested. Therefore, trailing GAAP financials do NOT reflect the true state of the business.
  2. Building on relationships that have been around for multiple decades. For example, Altria $MO has been a customer for over 20 years, although FREE is trying to diversify from tobacco.
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Derek's avatar
$90.9m follower assets
My Portfolio: 02/07/22
Quick view of my portfolio on IBRK. Looks a little different to my overall portfolio where my top 5 companies are $UL, $RDS.A, $MO, $O and $MSFT but Im looking to build it out a little more this year
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Upcoming Earnings Calendar (Jan 24-28th) - BIG week ahead!
Hey guys! Here's the upcoming earnings calendar! Definitely a very busy week ahead. Here's what I'll be looking at:

  • $MSFT - Can Azure keep its growth rate? Will a slowdown cause a sell-off similar to the one $NFLX had?
  • $TSLA - Post earnings reaction. This is one of the few high-growth stocks that has shown relative strength. Let's see if this changes post ER.
  • $LOGI - Is demand for gaming peripherals still strong? May be an early indicator of videogaming strength.
  • $AAPL - It's always interesting to hear what Apple is doing.
  • $V - Data on consumer spending.
  • $CVX - General comments on the energy market.

If you'd like an easier way to track earnings dates, you can automatically sync your portfolio's earning dates to your personal calendar with just a couple of clicks here.

MON:

TUE:

WED:

THU:

FRI:
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Luka πŸ¦‰'s avatar
$88.4m follower assets
Dividend King πŸ‘‘ List
Let’s start 2022 with an evergreen for all the dividend investors: the list of dividend kings stocks.

If you don't know, a dividend king is a company that pays an increasing dividend from at least 50 years. These are superior businesses that made the fortune of many investors out there ✌️

Today, we have only 35 dividend kings πŸ‘‘

$KO +
$PG +
$MO +

I marked with + the one in my Dividend Portfolio / check my profile here to see all my holdings.

Do you own any Dividend King ? If yes, which one?
Commonstock is a social network that amplifies the knowledge of the best investors, verified by actual track records for signal over noise. Community members can link their existing brokerage accounts and share their real time portfolio, performance and trades (by percent only, dollar amounts never shared). Commonstock is not a brokerage, but a social layer on top of existing brokerages helping to create more engaged and informed investors.