My long term investing strategy consists of mostly ETFs. I like to use M1 Finance because I can group multiple ETFs and stocks together into pies essentially creating my own ETF. ETFs are great because they can provide safety and consistency.

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Here’s the break down of my pies on M1 Finance:

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30% Income ETF: this pie includes ETFs that pay a high dividend yield and 2 that are tax advantaged. This includes $EVT $QYLD $RYLD $XYLD $HDV $DVY $HTD $JEPI $NUSI $UTG

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25% Growth ETF: this includes ETFs with growth potential and different objectives and holdings. This includes $ENFR $DGRO $SCHD $VGT $EELV $VNQ

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25% MLP: this includes master limited partnerships. These are a different type of investment that can offer high returns and tax advantages. This includes $AB $CEQP $EVA $MPLX $MMP $USAC

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20% Dividend growth ETF: this is my own ETF I made of stocks with growth and consistent dividends. This includes $AAPL $ABBV $ABR $APTS $AVGO $BLK $BAC $BCE $BMO $BP $BXMT $CAT $CSCO $CVX $ENB $EQR $ESS $HRZN $HTA $IIPR $JPM $KB $KIM $KO $LYB $MMM $MO $MPW $MSB $MSFT $NEWT $NKE $O $OHI $OKE $PRU $RY $SBLK $SKT $STAG $STWD $TD $TGT $VZ $WPC $XOM

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I use my Fidelity account to pick individual growth stocks and my TD Ameritrade account to swing trade.

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Strategy: growth and income, mix of high and moderate risk

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Dividend yield: 5.95%

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Last year return: 12.29%

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M1 Finance total holdings: 68 (16 ETFs)

We often talk about only winners, and to the audience, it probably seems like every stock is gonna go up. And, when we disclose about our losing stock - we end up giving reasons behind the fall and make it up saying oh I'll add because of conviction. But, we proudly show the winning stocks and rarely show the losing stock. I have been guilty of it.

What I can bet is no investor in the world has ever been green on all of their stocks. I am pretty sure they have closed at least one security on red.

I love being transparent, showing ups and downs, showing not all plays will be profitable and the goal is to offset losers with bigger winners.

I am significantly down on $LTC, $BTI, and $UL with 13%, 7%, and 7% down respectively. I am also down in the range of 4%-2% on stocks like $AGNC, $MMM, $ABBV, and $BEN. My recent purchases in the income fund ($NUSI, $QYLD, and $JEPI) have incurred an unrealized loss of over 1%. My total loss is $6,450.

I however am lucky to have gained significantly in other stocks like $U (+54%), $COST (+23.73%), $MSFT (+23.27%), $JPM, $STAG, $WM, $AAPL, $NRZ (+20% to +15%).

The game plan is to not incur a loss in the portfolio even if there are few red stocks. So, that's what I am doing right now. That's what I am doing as the well total gain is around $35,796.04, the net profit being $ 29,345.67. The gain from the top three gainers ($+7,392.80) offsets all of the losses of $6,450.

My portfolio is mostly ETFs. You could build a portfolio of just ETFs if you wanted to and achieve good diversification and good consistent returns. I own:

$FZROX

$FREL

$NUSI

Some stocks and funds to help you pay your bills:

$USAC 12.78% yield

$QYLD 11.47% yield

$MPLX 9.14% yield

$XYLD 9.05% yield

$PDI 8.83% yield

$SUN 8.79% yield

$MMP 7.99% yield

$CEQP 7.94% yield

$AMLP 7.77% yield

$BXMT 7.55% yield

$JEPI 7.29% yield

$OHI 7.13% yield

$AB 6.75% yield

$MLPA 6.53% yield

$ENB 6.45% yield

$BLV 6.20% yield