Hello Commonstock community!

For those of you who don't know me, I’m 10-K Diver. I teach finance and investing concepts via Twitter ([@10kdiver](https://commonstock.com/10kdiver)).

I've written Twitter threads about many concepts relevant to investors — DCFs, Inflation, Portfolio Sizing, etc. You can find them [here](https://10kdiver.com/twitter-threads).

Feel free to ask me about your favorite thread, or something else entirely!

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Thank you all, folks! This was so much fun!

10-K Diver

I teach people the fundamental concepts of finance and investing.

10-K Diver | Commonstock

AMA: Investing Concepts with 10-K Diver [Fri, 2021-Dec-17, 10am ET]

This member is verified by the Commonstock team based on their contributions to the Commonstock community. 

Verified Member

Hi, my name is Brad Freeman and I've worked at The Motley Fool and a mutual fund in the past. You can find me on Twitter [@stockmarketnerd](https://commonstock.com/StockMarketNerd) and also my substack where I do most of my writing: [https://stockmarketnerd.substack.com/](https://stockmarketnerd.substack.com/).

I also contribute regularly to the Chit Chat Money podcast

Commonstock is a social network that amplifies the knowledge of the best investors, verified by actual track records for signal over noise.

Bradley Freeman | Commonstock

Specific news and analysis on individual public companies. Click to read Stock Market Nerd, by Brad Freeman, a Substack publication with thousands of readers.

Stock Market Nerd | Brad Freeman | Substack

AMA: I wrote at The Motley Fool & now write Stock Market Nerd Newsletter (Wed, 12/8 @ Noon EST)

Bradley Freeman

Etsy Inc

My favorite trade this month was $ETSY for the simple reason that I believe in the company! I've been thinking about them a lot this week. I'm renovating my house, and have to buy new furniture — went to my usual brands and their delivery estimates were Jul 2022. And SO expensive. Went to Etsy and ordered gorgeous custom furniture for half the price with a delivery estimate of 3 - 4 weeks from now. Better quality, customized for me, at half the price, delivered faster 🤯

Laura

Here is a shower thought for you:

Why do we have to pay taxes?

If a government creates value, they should be rewarded directly

We shouldn't need taxes.

We should create economic models that rewards value creation when it's happening.

Objection: Governments provide public goods
Response: What if we set up DAOs to provide public goods.

Objection: There are things that need large-scale coordination, like climate change, that won't occur without a top-down approach.

Response: I don't have a good answer to this one... help me out in the comments... ↴

Changing the way we coordinate around things that governments do

Alejandro Rodriguez

I'd like to thank the academy, my editor, my copy writer, my 7th grade social studies teacher, Beth Kindig, the coffee shop where I wrote my post, my wife for always believing in me, and my dog Doug.

Doug, all the effort and hard work I put in was to give you a better life...![](https://cdn.commonstock.com/292aa09e109498e379ec4bb7ae2670351c590cc26c366b5cf2a0f0415cd855f5-574x125.png)

The best thing about Covid is the number of people who became interested in their financial future and investing.