Ya when I see the entire S & P down -15%, I’m taking action. I’ve read dozens of books documenting the opportunities to build wealth when you buy wonderful companies with 50%-85% margins of safety, especially during the worst near markets when the majority are scared into inaction. Fortune favors the bold, no different here. I also reallocated my 401-k contributions will go 100% to S&P 500 while this is happening. Once normal ups & downs resume, I’ll get back to my 75/25 allocation. But meanwhile, I’m adding more U.S. stocks while the Fidelity fund we’re offered via 401-k is down 18% YTD.💤💰