When starting my dividend growth investing, I had certain things in the plan.
- I get decent cashflow/income from my portfolio
- Have a beta return/ market returns
- Grow dividends
- Give me peaceful sleep
So, I tried to design my portfolio based on that. Now the portfolio is looking solid.
Here are a few things I like about my portfolio:
- Is what I expected it to be with a beta of 1.1, dividend CAGR of 11.71%, and CAGR of 8%.
- Performs solid when the market is down. Although I might not get the upside as much as other portfolios, the performance during a downturn is solid (it needs to be tested more).
- Cash flow is enough. With a $1,497.12 average dividend at a 5.23% yield, it's more than enough for me to survive. Other passive income that I generate from my games, consulting, and advising can go to portfolio or angel investing.
Let's see how it has performed in past:
It is at ATH right now at $358k
Over 1-year portfolio beats SP500 by 10%ish
YTD portfolio beats SP500 by 7%-8%
It has to be tested more though.
A few things that I don't like about my portfolio are:
- $JEPI and $QYLD - 30$ of the portfolio. While they provide more than 70% of dividends, I want to be invested more in companies that will grow my dividends too. The dividends generated are more than enough for me, so I shouldn't be more greedy in short term and start focusing more on the long term.
- $VOO, $HD, and $WM small position. I want to be increasing the position. Ideally, I want 20%+ of my portfolio to be $VOO, yes, I am happy with beta returns.
- $U big position, while I will not actively trim $U, I will not be adding more to it. I will trim it if my angel investing requires me to.
- $RITM or $RITM is still a big chunk at around 5%, I will be trimming it by the end of the year to half.
Edit 1: $CME is a dividend and trading play, it's based on my partner's idea. It won't be for long in my portfolio.