150M American adults have less than $1,000 in savings.

$70 billion per year is spent on extractionary lending services like nonprime credit cards, installment loans, and payroll deduction lending (think payday storefronts, wage garnishment, etc).

$OPFI is $UPST meets $AFRM for nonprime consumers. This company has been profitable (GAAP) since 2015 and has grown revenue at 100% CAGR.

Consensus estimates for FY 2022 are $521M Rev and $162M EBITDA.
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Chief Hustler's avatar
Dude...looks like we have similar taste :p. I own some $OPFI warrants.
.Yegor's avatar



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