2023 YTD performance

​Portfolio + 4.2%

S&P 500 + 3.8%

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2022 Performance

Portfolio -11%

S&P 500 -19%

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2021 Performance

Portfolio +30%

S&P 500 +26%

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Buys: small buys to $VOO $BLD

Sells: none

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VOO up 12% off lows. Sentiment is mixed. Continuing to build cash. Putting in high yield savings account (Ally 3.5%). Cash now 3.1% of portfolio value. Still considering using this for a real estate investment of some sort. I was asked to give an update on this process. So here goes.

So far spoke with the bank and I qualify for a loan at 7.25%. Will need 10% down. But I’d prefer to have 20%. Spoke with a realtor about what I’m looking for, single or multi-family property. Spoke with my CPA about setting up an LLC to place my real estate in.