Most simplistic idea that will be the only one that works, enjoy!
This may sound very minimalist or not the idea to someone as a great idea, but in my opinion that’s all it is. Dollar cost averaging after you budget for income and expenses into etfs, mutual funds, and high quality diversified stocks like apple, waste management, google, and coke is the only idea that wins. Accumulating dividends and building compound growth throughout the years is the least stressful way to build wealth. You don’t need to think for hours what the fed will do, or worry about timing the bottom or any nonsense the government is doing. Why is that? Because presidents change, fed policies change, economies change, but the only constant is that the stock market has always recovered and grinded to new all time highs.