I can't help myself but think that $AAPL
will eventually turn their Pay services into neobanks competing with the likes of PayPal or CApp. I see no reason why they wouldn't...
P2P, Investing, Savings account, Loans... It's inevitable at some point.
I mean wouldn't you like to maybe use Google Pay/ Apple Pay to send your friends money instantly as you already have their contacts/emails on your phone, without having to do additional steps in 3rd party apps?
I surely would.