When it comes to paying for things at retail, I go for Apple Pay. When it comes to P2P transactions, I use Zelle. It's been a very long time since I used Venmo.
@from100kto1m The ecosystem (everything but BTC), plus the growth. I feel SQ has more growth ahead of it than PayPal.
That said, PayPal at current prices being the compounder that it is, felt like a nobrainer (might hold it for the LT if the next Qs are better than expected)